The Sheriff does not warrant title to the property, nor the accuracy of the mortgage certificate prepared by the Clerk of Court. All properties are sold subject to any security interest, mortgage, lien or privilege thereon superior to that of the seizing creditor, active or prescribed. Further, all property is sold "as is." Mortgage certificates are available on the auction website.

Additionally, since the property is sold subject to any liens and/or mortgages, that lien may follow the property and could become the buyer’s responsibility. The Sheriff’s Office will not research or obtain a payoff for any superior lien. It is the buyer's responsibility to research the lien by conducting their own due diligence and seek legal advice if needed. The IRS, even if their lien is filed after the seizing creditor, can rescind the sale up to 120 days after the sale date. The Department of Housing & Urban Development (HUD) can rescind the sale up to 1 year after the sale date. In this event, the IRS or HUD will refund the purchase price.